Have you finally started thinking about retirement savings? If you’re about to open an individual retirement account (IRA), make sure to consider opening a gold IRA instead of a traditional one. Such an account allows investors to invest in precious metals and own gold bullion. This commodity has different types of values, ranging from cultural[…]
In an ideal perfect world, debts would be non-existent. Unfortunately, we don’t live in an ideal perfect world. Stuff happens. Unforeseen tragedies such as the Corona pandemic happen and throw us into the deep end of the pool. Suddenly we are jobless and unable to service loans or even feed our families. The result? We[…]
According to Milan Kundera, the core functions of business are marketing and innovation. Marketing is fundamental. It has the potential to really make or break a business or organization. Field marketing is one such fundamental unit. Before you decide to partner with any field marketing agencies, it is important to understand what they are and[…]
Employees working for companies can save a portion of their earnings into a 401(k) plan that’s a vehicle for their retirement. Most of the 401(k)s are usually eligible to have the contributions matched by the employers with a specific amount. These are very convenient for employees because they can save their hard-earned money for years[…]
Say an accountant files their clients’ taxes on time, ensuring all their ducks are in a row. However, their client surprisingly gets a bill from the IRS. Instead of accepting the penalty, the client takes their accountant to court, claiming they made significant errors in preparing the returns. A simple error can sometimes cost your[…]
Buying a home, especially for the first time, can be overwhelming. There are many choices to make, from location and budget to size and considerations for the future. You also need to decide how to finance your new home. Home loans are numerous and varied. Not every loan type is right for every buyer. To[…]
Obtaining a business loan can turn into a real nightmare for entrepreneurs. The main reason is that banks usually force entrepreneurs to jump hoops before even considering approving their loans. A lot of people simply give up at some point and look for alternative sources of funding. Moreover, entrepreneurs are usually uninformed about what it[…]
Several investors still add precious metals like gold to their investment portfolio to maximise financial stability. While precious metals do not generate income, they are also not vulnerable to frequent price fluctuations. Additionally, precious metals have global validity and can be used for cross-border transactions, provided the country’s laws permit the same. There are several[…]
Gold will do well in market crashes and other economic downturns. However, because of the pandemic caused by the coronavirus and putting communities in lockdown across the globe, many investors have experienced troubles in the extremes. It was evident in 2020 when the shiny yellow metal got a nearly 25% increase in return during the[…]
Job satisfaction is dropping steadily. People are reporting very high levels of frustration with their work lives. Work, for some, has become a byword for wasted time, a lack of self-worth, and stressful overexertion. So what exactly has gone wrong? This article takes a look at some of the main reasons for workplace satisfaction. Workplaces[…]