1. Introduction Student loans, a necessity for many students to pursue higher education, are a form of financial aid that must be repaid, often with interest. These loans are provided by various sources, such as federal governments, private lenders, or educational institutions. For many graduates, student loans are a significant burden, sometimes resulting in decades[…]

While still completing college and enjoying the freedoms of the student life, the so-called “real world” can feel like a difficult and often unpleasant concept to understand. On the other hand, preparing for a career that often lacks the clear structure of college can be intimidating, especially when extensive financial planning becomes a necessary part[…]

Nearly three-quarters of college students turn to student loans to help pay for school; the average student graduates with an average student loan debt of $26,000 according to NCES. Other research suggests that graduates are postponing life milestones such as getting married, buying a home, or starting a family. In many cases, graduates are even[…]