Frequently Asked Questions

How does help me finding a lender?

Our goal is simple...we want to help you find the right lender in the shortest amount of time possible. gathers the loan information provided by many partnered lenders and makes the information available to you. We do this in order to help you find the suitable lender based on your financial needs. Since we work with many licensed lenders in each state, you no longer need to waste time searching for other lenders on Google. We will show you how much you can borrow from each lender, their rates, what their loan requirements are, and much more. All of the important information regarding loans is presented to you so that you can do a lender comparison enabling you to find the best loan rates for you.

What types of loan products are available here?

There many different personal loan products available including: Each loan product has its pros and cons so make sure that you understand what they are before applying. You will find a brief comparison section on our main page here.

Are the lenders I see here reputable?

We partner with state licensed lenders so you can ensure that the lenders are following the lending laws within your state. We want to pair you with lenders who offer the protection you need at the rates you desire. If you need to check if a lender is licensed or not, you can check with your state bank regulator and we encourage you to do so.

How much can I borrow?

Depending on which loan product you are eligible for or comfortable with, you can borrow anywhere from $200 to $35,000. Interest rate will vary based on terms and the amount borrowed.

What are the fees for the loan?

Fees are calculated based on the APR you are getting and what your loan term is. To find out your fees/interest, please use our Loan Payment Calculator.

Can I still apply with a bad credit?

Yes, as long as your credit is above 580 there is a chance that you will qualify for a loan. If you have bad credit or no credit, you can still often get a short term loan through payday cash lenders. Keep in mind however that MoneyLend does not offer a guarantee that you will qualify.

You still have some questions?

We want to offer you the best service possible so please, feel free to contact us.