Vet bills, transmission problems, school expenses. Do you sometimes feel overwhelmed with unexpected expenses blowing your budget out of the water and causing you to go into debt? We get it. Even the strictest budgeter can be thrown off course by an unexpected bill. So how do you overcome this? Simply put you plan for[…]
Starting your own business can be exciting and stressful at the same time. You’ve worked out your business plan, have designed your website and/or found a location to set up shop. Now it’s time to find out where the money is going to come from. It can be difficult to get money for your new[…]
Doesn’t the thought of becoming dirt poor while you’re on retirement strike fear at your very core? Sure, you may be in your 20s right now, but you can’t help but worry about how things can easily snowball for the worse if you aren’t prepared financially. I find the scenario cringe-worthy, really. I can’t imagine[…]
Debt is a growing concern around the United States. The upsurge in the cost of living, the loss of jobs or jobs that are only paying minimum wages. These conditions have consumers leaning more toward credit purchases or credit card spending. Young adults grew up in the technology age and believe they need to stay[…]
Debt consolidation is a method of combining various loans and paying them off through a single consolidated recurring payment. It helps in keeping the credit score intact through paying off all the debts through a single loan payment. In U.S., scores of people unfortunately find themselves in significant personal and household debt by the age[…]
Ever since the alternative personal financing industry rose out of the ashes of the 2007/8 recession, many have been quick to condemn it. While it may be true that alternative financing sector has seen its share of bad business models and sleazy predatory lenders, all indications suggest that alternative financing as a practice is here[…]
It’s hard to ignore the Pokemon Go craze. Players converge on downtown locations at 2 a.m., wander the alleys in residential neighborhoods – and enter the doors of countless businesses that see dollar signs each time a Pikachu hunter swoops in. By mid-July, the market value of Japanese gaming king Nintendo had soared by $11[…]
Never. No matter what kind of scam it is, this is the first rule to follow: Do not send money. Period. There is never a reason – with rare exceptions that a target would know about anyway – to advance a payment to anyone, whether on your credit card or by wire transfer or by[…]
Here comes the happy couple – and an entirely new financial life together. In the United States, June is the most popular month for weddings, so that’s a journey that begins for many couples right now! It takes all your attention to plan that perfect day, we know, but don’t lose sight of the day[…]
If you haven’t done your taxes yet, you’re not alone. According to the 2016 WalletHub Tax Survey, which has some funny questions worth seeing about how much Americans hate tax time alongside the serious survey data, more than a fourth of the 1,000 U.S. taxpayers who responded haven’t filed their taxes yet. Don’t wait too[…]
If you don’t understand why your credit score is like a roller coaster with ups and downs, you are not alone. You probably wonder what could possibly have gone wrong when it drops instead of rising like you expected. There are a number of factors that affect your credit score such as not using your[…]
Head over on a winter Indiana weeknight to a community meeting, and you’ll hear some intriguing ideas about alternative lending and microfinance. But you don’t have to be in the Midwest to check out small loan options – even if The Guardian has called the American heartland the new microfinance frontier – because chances are[…]