Personal Loan | Installment Loan | Payday Loan | |
---|---|---|---|
Loan Amount | $2,000 to $50,000 | $1,000 - $4,000 | $100 - $300 |
APR | 3.45% - 35.99% | Up to 199% | 300% - 650% |
Loan Length | 24 months - 72 months | 12 months - 36 months | 7 to 31 days |
Funding Speed | Within 1 - 2 business days | Within 1 - 2 business days | Within 1 - 2 business days |
Popular Lenders | Upgrade, Avant, Best Egg | Opploans, NetCredit | CashNetUSA, CheckCity |
Compare | |||
Credit Check | Soft Pull then hard pull upon acceptance of the loan | Soft Pull then hard pull upon acceptance of the loan | Usually no credit check |
Shows Up in Your Credit Report | Usually not | ||
Loan Use | Debt Consolidation, home improvement, vacation, medical bill, funeral, major purchase | car repair, medical, major purchase, family & kids bill | Emergency, rent, medical bill, utilities, car repair |
Loan Term | Long Term | Medium Term | Short Term |
No Collateral | |||
Improve Your Credit | |||
Bad Credit Friendly | Depends | ||